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FCGS Saved Lincoln Heritage Policyholders More Than $12 Million on Funeral Costs Last Year.

FCGS has over 400,000 active members nationwide. The Funeral Consumer Guardian Society provides helpful support and guidance to the loved ones we leave behind. Funeral Advantage was designed to be a one stop total solution to the final expense needs of today’s mature consumers. FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything as a member.

The Funeral Advantage Program

The Funeral Advantage Program has two key components: The first is the Cash Insurance Benefit that offers easy qualification and a streamlined application process. No health examinations are necessary — only a few health questions on a one-page application. Most customers get coverage, even with health issues. The second is the Family Support Services provided at no additional cost to every policyholder. Upon the death of a Funeral Advantage policyholder, the Funeral Consumer Guardian Society (FCGS) is ready to go into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.

Cash Insurance Benefit

Funeral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company — one of the national leaders in helping people cover their funeral costs and other final expenses.

  • Cash benefits are paid within 24 hours, upon claim approval. Whole Life benefits available up to $20,000.
  • No health examination necessary to apply, just a few health questions.
  • Easy, one-page application. Most people get coverage, even with health issues. As long as premiums are paid, rates are locked in for the life of the policy. Up to $100,000 additional benefit for accidental death available.

Family Support Services

You decide the style of funeral you want…a 2-page final wishes form makes it fast and simple -The Funeral Consumer Guardian Society is an independent organization dedicated to helping funeral purchasers get a fair deal. -Your loved ones get a 24-hour toll-free service number to call in time of need. -FCGS keeps your wishes safe and secure on file. -FCGS immediately goes into action- comparing up to 3 different funeral homes to find the best prices available. -Families save an average of $1800.00 on traditional funerals and up to $600.00 on cremation.

Report Your Claim to:

Lincoln Heritage Life Insurance
PO Box 29045
Phoenix, AZ 85038

FAX: (602) 808-8845

If you choose to report a claim using one of these methods, please be sure to complete a Claim Form in its entirety.